If you’re visiting a foreign country, you should always be prepared. As well as packing all the right clothes, electrical items, paperwork, medicine and, of course, your plane tickets, you’ll probably need some travel insurance from a firm such as 123.ie to ensure you’re covered if anything bad were to happen during your trip. If you’ve given thought to taking out travel cover, you might wonder what to do in order to find the ideal policy. Luckily, it’s quite easy to purchase the best possible cover without breaking the bank.

The first thing to do is look online for the ideal policy. Using a search engine, you can find out who provides travel insurance and how much you can expect to pay for it. From there, you can either click on the websites of different insurers or, if you’re pressed for time, perhaps visit a price comparison website. Those sites allow you to find out in minutes what different insurers charge for their policies and what they cover.

Next, if you like the look of a certain policy, talk to the insurance provider over the phone about it to find out more. This will make it easier for you to decide whether to take it out or not. You should also distinguish between the different types of travel insurance on offer – you could take out a policy for just the one trip, or if you plan on going abroad at least twice, a year-long policy that covers you for numerous holidays. The latter is more convenient and cheaper if you go on several holidays on an annual basis, while the former is best if you only go abroad on an annual basis.