Travelling abroad should be a fun, enlightening and overall pleasant experience.

Should you be unfortunate enough to suffer from an accident whilst away, try not to let it ruin your holiday.

Even if your insurance policy doesn’t cover you, there are ways to claim compensation once you get back home, so any pricey medical bills you have to fork out for will be repaid. With a no win no fee claim from first4lawyers, you could recover your expenses and perhaps even have a bit left over to go towards your next overseas jaunt.

Health insurance is a necessary expense for any traveller, especially if you are planning a trip to a country with a reputation for extortionate medical fees for foreigners.

Most of the time, you will be covered with just the most basic version, which can be purchased for as little as just a few pounds.

Of course, none of us set off on a trip thinking about all the possibilities for things to go wrong – we are too busy planning sightseeing tours and buying sun cream for that.

We pick up the basic insurance and go merrily on our way, and 99 times out of a hundred that’s absolutely fine.

For the one occasion where something does go wrong that is not covered by your insurance there are ways of reclaiming medical expenses and even funding extra time off work for recovery, so wherever possible do your best to continue to enjoy your current trip.

It only takes a quick phone call when you return to put you well on the way to financial recompense.

About the author: John Michaels is part of the team of expert legal team at and is a keen traveller.